2024-03-29T14:17:36Z
https://nagoya.repo.nii.ac.jp/oai
oai:nagoya.repo.nii.ac.jp:00010105
2023-01-16T03:55:57Z
1076:1077:1078
Recent Development of Information Technology in Japanese Banks
Yamori, Nobuyoshi
30529
Harimaya, Kozo
30530
Asai, Yoshihiro
30531
Internet
Internet Banking
Japanese Banks
Soft information
e-Japan
Japanese Economy
Regional Banks
Information Technology
Relationship Banking
2005-04
Although Japanese banks have suffered from huge non-performing loans since the burst of the bubble, they have invested as much as possible in information technology. However, due to the shortage of available funds, each bank has felt that its investment was not high enough to compete with leading U.S. and European banks. This is one important reason why major Japanese banks have been merging with each other in recent years. Information technology has now become a key issue in the Japanese banking business. This chapter discusses the recent development of information technology in Japanese banks in detail. The section titled THE CHANGE IN THE BUSINESS MODEL provides a brief explanation of the current Japanese banking environment. In THE STEADY PROGRESS OF NEW INFORMATION TECHNOLOGY IN FINANCIAL INSTITUTIONS, we discuss how Japanese financial institutions, mainly banks, have dealt with new information technology. The section on INTERNET BANKING provides a detailed discussion of new Internet banks and the Internet banking services of existing banks. As information investment has an external effect, the market will fail without government assistance. Therefore, in GOVERNMENT EFFORTS: E-JAPAN STRATEGY, we explain what the Japanese government has done in terms of IT usage in financial services. Finally, the CONCLUSION section concludes this chapter.
departmental bulletin paper
名古屋大学大学院経済学研究科附属国際経済政策研究センター
2005-04
Economic Research Center Discussion Paper
E05-3
http://hdl.handle.net/2237/11923
eng
E-Series;E05-3