@article{oai:nagoya.repo.nii.ac.jp:00007880, author = {小澤, 良往 and KOZAWA, Yoshiyuki}, issue = {3}, journal = {経済科学}, month = {Dec}, note = {This paper examines technical efficiency of Japanese credit association (shinkin bank). Technical efficiency is measured by a nonparametric frontier approach using data for fiscal year 2004 and the resulting measurements are further regressed on some relevant variables. A scatterplot of technical efficiency against loans with a fitted nonparametric regression line shows a gradual U-shape pattern. Tobit regression analysis indicates that the technical efficiency of the banks is positively related to their managerial stability and willingness to provide loans. This implies that the relationship banking contributes to improving in technical efficiency because willingness to provide loans is strengthen by long-term financial relationships between banks and borrowers.}, pages = {215--226}, title = {信用金庫の技術効率性分析}, volume = {55}, year = {2007} }