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Is "I Don't Know" a Signal of Lack of Financial Knowledge? : Some Preliminary Findings
http://hdl.handle.net/2237/0002001478
http://hdl.handle.net/2237/00020014782381c659-8f53-48b0-a6ec-51507d90a5ed
| 名前 / ファイル | ライセンス | アクション |
|---|---|---|
E21-6.pdf (603 KB)
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| Item type | itemtype_ver1(1) | |||||||||
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| 公開日 | 2021-09-21 | |||||||||
| タイトル | ||||||||||
| タイトル | Is "I Don't Know" a Signal of Lack of Financial Knowledge? : Some Preliminary Findings | |||||||||
| 言語 | en | |||||||||
| 著者 |
Endo, Hideki
× Endo, Hideki
× Chinen, Kenichiro
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| アクセス権 | ||||||||||
| アクセス権 | open access | |||||||||
| アクセス権URI | http://purl.org/coar/access_right/c_abf2 | |||||||||
| キーワード | ||||||||||
| 主題Scheme | Other | |||||||||
| 主題 | financial literacy | |||||||||
| キーワード | ||||||||||
| 主題Scheme | Other | |||||||||
| 主題 | “I don’t know” option | |||||||||
| キーワード | ||||||||||
| 主題Scheme | Other | |||||||||
| 主題 | experience of investment | |||||||||
| キーワード | ||||||||||
| 主題Scheme | Other | |||||||||
| 主題 | experience in taking economics or finance courses | |||||||||
| 内容記述 | ||||||||||
| 内容記述タイプ | Abstract | |||||||||
| 内容記述 | Previous studies indicated “I don’t know” (DK) item in an option to financial literacy question is a proxy of lack of financial knowledge. However, is the DK option a proxy for only a lack of knowledge? We examined whether persons who frequently answered DK to financial literacy questions were at the level of "don't know the answer at all" or " narrow down the choices to some extent” based on a web survey in Japan. Then we compared the factors that lead to the selection of DK with the factors that form financial literacy and explored the impact of those factors. The results indicated that the group chose DK was at a knowledge level where they could narrow down their answers to some extent, did not check it box with “a pure guesswork.” Respondents with investment experience and with rich experience in economics or finance courses had higher financial literacy score and lower the number of DK responses. This suggests that both knowledge and experience are important in the formation of appropriate financial literacy. | |||||||||
| 言語 | en | |||||||||
| 出版者 | ||||||||||
| 出版者 | 名古屋大学大学院経済学研究科附属国際経済政策研究センター | |||||||||
| 言語 | ja | |||||||||
| 出版者 | ||||||||||
| 出版者 | Economic Research Center Graduate School of Economics Nagoya University | |||||||||
| 言語 | en | |||||||||
| 言語 | ||||||||||
| 言語 | eng | |||||||||
| 資源タイプ | ||||||||||
| 資源タイプ識別子 | http://purl.org/coar/resource_type/c_6501 | |||||||||
| 資源タイプ | departmental bulletin paper | |||||||||
| 出版タイプ | ||||||||||
| 出版タイプ | VoR | |||||||||
| 出版タイプResource | http://purl.org/coar/version/c_970fb48d4fbd8a85 | |||||||||
| 書誌情報 |
en : Economic Research Center Discussion Paper E-Series 号 E21-6, p. 1-22, 発行日 2021-08-05 |
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